Products and Services
Personal Checking Account
Minimum to open |
$100.00 |
BALANCE |
MAINTENANCE FEE |
Over $500.00 |
No Charge |
$400.00-$499.00 |
$3.00 |
$300.00-$399.00 |
$4.00 |
$0-$299.00 |
$6.00 |
Senior Citizens (Over 65) |
No Charge |
Timeless Checking Account
Minimum to open |
$100.00 |
Regular Plan |
$7.00 |
Plus Plan |
$9.00 |
Senior Regular Plan |
$4.00 |
Senior Plus Plan |
$5.00 |
Additional benefits provided with these account. Please call account representative for more details 830-796-3711. |
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Commercial Checking Account
Minimum to open |
$100.00 |
BALANCE |
MAINTENANCE FEE |
Over $600.00 |
No Charge |
$599.00 or under |
$5.00 |
Interest Demand Account
Minimum to open |
$1,000.00 |
$1,000.00 minimum daily balance to obtain disclosed annual Percentage rate. Interest will be compounded every month. Call for current interest rate & annual percentage rate. |
|
BALANCE |
MAINTENANCE FEE |
Over $1,000.00 |
No Charge |
Under $1,000.00 |
$15.00 |
Allowed six transfers per month by check, draft, ATM point-of sale transactions or similar order to third parties. |
|
NOW Account
Minimum to open |
$1,000.00 |
$1,000.00 minimum daily balance to obtain disclosed annual Percentage rate. Interest will be compounded every month. Call for current interest rate & annual percentage rate. |
|
BALANCE |
MAINTENANCE FEE |
Over $1,000.00 |
No Charge |
Under $1,000.00 |
$10.00 |
Savings Account
Minimum To Open |
$50.00 |
$50.00 minimum daily balance to obtain disclosed annual Percentage rate. Interest will be compounded every quarter. Call for current interest rate & annual percentage rate. |
|
6 free withdrawals per month |
. |
Charge for each withdrawal thereafter |
$5.00 |
$5.00 per month maintenance fee if daily balance falls below $50.00. Transfers from a Savings account to another account or third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. |
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Common Features
Nonsufficient funds (NSF) - each |
$30.00 |
Overdraft (OD) - each |
$30.00 |
Stop Payment - each |
$20.00 |
Stop Payment - ACH payments |
$20.00 |
Account research/Reconciliation |
$25.00/hour, $25.00 minimum |
Copies |
$0.25 |
Cashier's Checks |
$3.00 |
Visa Gift Cards |
$5.00 |
Wire Transfers |
$20.00 |
Fax Fee |
$1.00 Per Sheet |
Check Cashing Fee (Non-Customers) |
Varies by amount of check |
Account Activity Printout |
$5.00 |
Account Garnishments |
$20.00 |
Account Levies |
$20.00 |
Check Printing |
(fee depends on style of check ordered) |
Deposit Chargeback |
$10.00 |
Account closed within 90 days of opening |
$15.00 |
Transfer of funds (interbank accounts) |
$3.00 |
Renew or Replace Debit Card |
$8.00 |
Collection Customer/Non-Customer |
$10.00/$15.00 plus external bank charges |
ATM Charges
Bandera Bank Customers |
No Charge at bank location |
Safe Deposit Boxes
Annual rates vary according to size |
|
Drilled Box Entry |
$150.00 |